Declutter & Reset: Your Post-Holiday Organization Guide

Once the holiday festivities wind down, January is the perfect time to reset your space with a simple and efficient decluttering strategy. Start by sorting decorations into keep, donate, and toss categories, then store items in clearly labeled, stackable bins to make next year’s setup a breeze. Wrap fragile ornaments in tissue or bubble wrap, and keep all lights, extension cords, and décor grouped by area for easier unpacking. Designate one storage zone—whether a closet, garage shelf, or attic corner—to keep everything centralized. Finally, take a few minutes to organize any new gifts by finding a “home” for each item. A little post-holiday prep now creates a cleaner, calmer space for the year ahead.

  • When you need to work on your credit. Maybe your credit score is just starting to recover, but you need more time to pay down debts for a couple of years. With rent-to-own, you could start investing in a home while you bring up your score.
  • You’re close, but not quite ready to secure a mortgage. You might have a good job with a significantly bigger salary, but you haven’t been there long enough for a lender to consider it a stable source of income. Or maybe you’re self-employed and you’re still building a reliable track record. Rent-to-own allows time to build personal wealth and financial credibility while working toward your homeownership goals.
  • When you know you’re going to buy when the lease expires. If you’re not ready to buy when the lease expires, then you will lose any rent credit, i.e. investment, you’ve put into the home.